MoneySec.com.au takes privacy seriously and cares about personal information.
MoneySec.com.au is governed by the Australian Privacy Principles (APPs) under the Privacy Act 1988 (Cth). The APPs regulate how personal information is handled by MoneySec.com.au.
'Personal information' means information or an opinion about an identified individual, or an individual who is reasonably identifiable. MoneySec.com.au's Privacy Policy applies to personal information collected and/or held by MoneySec.com.au.
We will review this policy regularly, and we may update it from time to time.
We collect personal information about our users in order to provide our products, services, and customer support. Our products, services, and customer support are provided through many platforms including but not limited to: websites, phone apps, email, and telephone. The specific platform and product, service, or support you interact with may affect the personal data we collect.
Not all information requested, collected, and processed by us is “Personal Information” as it does not identify you as a specific natural person. This will include majority of “User Generated Content” that you provide us with the intention of sharing with other users inside a transaction. Such “Non-Personal Information” is not covered by this privacy policy. However, as non-personal information may be used in aggregate or be linked with existing personal information; when in this form it will be treated as personal information. As such, this privacy policy will list both types of information for the sake of transparency.
In some situations, users may provide us with personal information without us asking for it, or through means not intended for the collection of particular types of information. Whilst we may take reasonable steps to protect this data, the user will have bypassed our systems, processes, and control and thus the information provided will not be governed by this privacy policy.
In some situations, users may provide us with personal information over platforms that are outside our control; for example, through social media or forums. Whilst any information collected by us is governed by this Privacy Policy, the platform by which it was communicated will be governed by its own Privacy Policy.
Information that you specifically give us
While you use our products and services, you may be asked to provide certain types of personal information. This might happen through our website, applications, online chat systems, telephone, paper forms, or in-person meetings. We will give you a Collection Notice at the time, to explain how we will use the personal information we are asking for. The notice may be written or verbal.
We may request, collect, or process the following information:
Users have the ability to start a transaction with non-users by providing contact details such as email address, physical address, and phone number. In these situations, the information will be collected and stored by us to contact the non-user and to prevent abuse of our systems.
Your payment provider may transmit information about the payment that we may collect or process.
In some situations, personal information of users may be collected from public sources.
We may collect or process the following information:
Our partners may create transactions on your behalf, in these situations the information that can be provided is the same as the information we may request, collect and process from individual users. Whilst our partner’s platforms will be governed by their own privacy policy, any personal information that is transferred to our platform will be treated and protected as though it was submitted by a user.
We maintain records of the interactions we have with our users, including the products, services and customer support we have provided. This includes the interactions our users have with our platform such as when a user has viewed a page or clicked a button.
When we are contacted we may collect personal information that is intrinsic to the communication. For example, if we are contacted via email, we will collect the email address used.
We may collect or process the following (mostly non PII) information:
On our website, you will encounter links to third party websites. These links may be from us, or they may appear as content generated by other users. These linked sites are not under our control and thus we are not responsible for their actions. Before providing your personal information via any other website, we advise you to examine the terms and conditions of using that website and its privacy policy.
The information we request, collect, and process is primarily used to provide users with the product or service they have requested. More specifically, we may use your personal information for the following purposes:
The 'lawful processing' grounds on which we will use personal information about our users are (but are not limited to):
To other parties in your transactions
We may disclose your personal information to third parties that participate in a transaction with you, including but not limited to:
The personal information of users may be held or processed on our behalf outside Australia, including 'in the cloud', by our third party service providers. Our third party service providers are bound by contract to only use your personal information on our behalf, under our instructions.
Our third party service providers include:
We may also disclose your personal information to third parties for the following purposes:
As we are a global company, with offices around the world, your personal information may be processed by staff in any of our offices. MoneySec currently has offices in The United States of America, Australia, The Philippines, Canada, and Argentina.
You have the right to request access to the personal information MoneySec holds about you. Unless an exception applies, we must allow you to see the personal information we hold about you, within a reasonable time period, and without unreasonable expense for no charge. Most personal information can be accessed by logging into your account. If you wish to access information that is not accessible through the platform, or wish to download all personal information we hold on you in a portable data format, please contact our Privacy Officer.
You also have the right to request the correction of the personal information we hold about you. All your personal information can be updated through the user settings pages. If you require assistance please contact our customer support.
You have a number of other rights in relation to the personal data MoneySec holds about you, however, there may be restrictions on how you may exercise the rights. This is largely due to the nature of the products and services we provide. Much of the data we collect is in order to facilitate contracts between users, facilitate payments, provide protection for the legitimate users, and meet our legal obligations - these data uses are protected against the below rights.
You have the right to:
Users can unsubscribe by following the link included at the bottom of each email.
Most personal information cannot be deleted as they are used to support contracts between users, document financial transactions, and are used in providing protection for users on the platform. In the case of non-personal data that can be linked with personal data, it will either be erased or otherwise anonymised from the personal data.
Under certain circumstances you may exercise this right, in particular if you believe that the personal data we have is not accurate, or you believe that we do not have legitimate grounds for processing your information. In either case you may exercise this right by contacting our privacy officer.
Unless stated above, users may exercise any of the above rights by contacting our Privacy Officer.
If you have an enquiry or a complaint about the way we handle your personal information, or to seek to exercise your privacy rights in relation to the personal information we hold about you, you may contact our Privacy Officer as follows:
By Email:
Refund and Cancellation Policy for cashNest
Thank you for choosing [Your Software Name]. We strive to provide the best service possible and ensure that our customers are fully satisfied with their experience. If you are not satisfied, we offer a 30-day refund policy under the following conditions:
Refund Eligibility
1. First-Time Subscribers Only Refunds are available only for first-time subscribers. Renewals and subsequent subscriptions are not eligible for refunds.
2. 30-Day Refund Window You can request a full refund within 30 days of your subscription start date. Requests made after this period will not be accepted.
3. No Questions Asked Refunds requested within the 30-day period will be processed without any need for detailed justification.
How to Request a Refund
1. Submit a Request: Contact our support team at [support email] within the first 30 days of your subscription. Please provide the following information:
- Full name
- Subscription details (e.g., plan type, date of purchase)
- Reason for the refund (optional)
2. Refund Process: Once your refund request is approved, it will be processed within 5-7 business days. Refunds will be credited to the original payment method used during purchase.
Additional Terms:
1. Usage Restrictions We reserve the right to deny refunds if we detect abuse of the refund policy, such as excessive refund requests, fraudulent activity, or breaches of our terms of service.
2. Promotional Offers Refunds are not applicable to any subscriptions purchased under promotional offers or discounts, unless explicitly stated otherwise.
3. Refund XXX Refunds are not provided after the 30-day period under any circumstances, except for technical faults with the software that could not be resolved by our support team.
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By using our services, you agree to these terms and conditions. If you have any questions or need further clarification, feel free to contact us at cashnesthelp@gmail.com
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